Visa International Service Association Patent Portfolio Statistics

Visa International Service Association

Profile Summary

This article summarizes the perfomance of the assignee in the recent years. The overall statistics for this portfolio help to analyze the areas where the assignee is performing well. The filing trend, perfomance across the tech centers and the perfomance of the recent applications has been mentioned below. All the stats are calculated based on the perfomance in USPTO.

How does the overall patent portfolio of Visa International Service Association look like?

Total Applications: 1,991
Granted Patents: 1,055
Grant Index 71.82 %
Abandoned/Rejected Applications: 414 (28.18%)
In-Process Applications: 516
Average Grant Time: 3.44 Years
Average Office Actions: 2.25

Which Technology Area Visa International Service Association is filing most patents in? (Last 10 years)

Art Unit Definition Total Applications
3685 Business Methods 216
Opap Parked GAU 130
3691 Business Methods – Finance/Banking/ Insurance 95
3692 Business Methods – Finance/Banking/ Insurance 78
3693 Business Methods – Finance/Banking/ Insurance 77

How many patents are Visa International Service Association filing every year?

Year Total Applications
2022 0*
2021 133*
2020 201
2019 331
2018 144

*The drop in the number of applications filed in last two years compared to previous years is because applications can take up to 18 months to get published

Recently filed patent applications of Visa International Service Association in USPTO?

Publication number: US20220020011A1
Application number: 17/490,544

Abstract:
Embodiments of the invention are directed to systems and methods for conducting a transaction utilizing a cryptocurrency. The user may fund a cryptocurrency account with his pre-existing cryptocurrency. An issuer may purchase cryptocurrency within a cryptocurrency exchange. The user may then utilize a payment device (e.g., a Crypto Debit Card) that is associated with a cryptocurrency balance to conduct a transaction with a merchant for goods and/or services. An authorization request message may be transmitted to the authorizing entity computer. The authorizing entity computer may determine a cryptocurrency amount corresponding to the fiat currency transaction amount of the authorization request message. A sell request message may be transmitted to an exchange that facilitates the sale of the cryptocurrency amount. If the sale is successful, the authorizing entity computer may transmit an authorization response message indicating that the transaction is approved and the merchant may release the purchased goods and/or services.

Publication date: 2022-01-20
Applicant: Visa International Service Association
Inventors: Lavanya Rengarajan


Publication number: US20220019995A1
Application number: 17/489,227

Abstract:
Techniques for enhancing the security of a communication device when conducting a transaction using the communication device may include encrypting account information with a first encryption key to generate a second encryption key, and encrypting key index information using the second key to generate a limited-use key (LUK). The key index information may include a key index having information pertaining to generation of the LUK. The LUK and the key index can be provided to the communication device to facilitate generation of a transaction cryptogram for a transaction conducted using the communication device, and the transaction can be authorized based on the transaction cryptogram generated from the LUK.

Publication date: 2022-01-20
Applicant: Visa International Service Association
Inventors: Makhotin Oleg


Publication number: US20220020031A1
Application number: 17/489,463

Abstract:
A user initiates a transaction by providing identification data at an access device. Certain elements of a validation identity token, such validation keys, may be distributed among several remote server computers. After the elements are retrieved during the transaction, the validation identity token may be generated using the retrieved elements. The validation identity token may indicate whether the user is authenticated. No single entity can possess all elements utilized to generate the validation identity token, which mitigates risk of the validation identity token being compromised. In some embodiments, the validation identity token may be a chromatic identity token, which may indicate validity by color.

Publication date: 2022-01-20
Applicant: Visa International Service Association
Inventors: Cash Duane


How are Visa International Service Association’s applications performing in USPTO?

Application Number Title Status Art Unit Examiner
17/490,544 Techniques For Conducting Transactions Utilizing Cryptocurrency OPAP Central, Docket
17/489,227 Limited-Use Keys And Cryptograms OPAP Central, Docket
17/489,463 Validation Identity Tokens For Transactions OPAP Central, Docket
17/488,781 Optimizations For Verification Of Interactions System And Method OPAP Central, Docket
17/487,122 System, Method, And Apparatus For Conducting A Secure Transaction Using A Remote Point-Of-Sale System OPAP Central, Docket