State Farm Mutual Automobile Insurance Company Patent Portfolio Statistics

Publication number: US20220028009A1
Application number: 17/497,196

Abstract:
A system and method captures various gestures or movements made by a driver of a vehicle while driving. Based on the captured gestures or movements, the system and method determines driver gesture behaviors which relate to the driver's driving behaviors. The system and method then performs risk assessment by correlating the driver gesture behaviors with potential recognizable losses involving the driver and/or vehicle. Based on the risk assessment, the system and method assigns ratings for the driver which may be used for insurance rating purposes.

Publication date: 2022-01-27
Applicant: State Farm Mutual Automobile Insurance Company
Inventors: Chase Southwood

---

Publication number: US20220020095A1
Application number: 17/488,600

Abstract:
A computer-implemented method for assessing damage to a plurality of properties is provided. After an occurrence of an event that is a potential cause of insured losses, image data depicting an aerial view of the properties may be received from an aerial platform. The image data may be processed to determine a subsequent condition of each property after occurrence of the event. Further, a damage severity level may be determined for each property, and used to display a map depicting different regions having properties with different respective damage severity levels.

Publication date: 2022-01-20
Applicant: State Farm Mutual Automobile Insurance Company
Inventors: H Jenkins John

---

Publication number: US20220005134A1
Application number: 17/478,568

Abstract:
A home cost analysis server is configured to train an image processing program to identify features of homes, receive user input including a prospective home, and access a first database storing metadata and images associated with homes, including the prospective home, available for purchase. The server is also configured to input images of the prospective home to the machine-learned image processing program, which outputs a feature of the prospective home, access a second database storing historical ancillary costs, and perform a lookup in the second database to retrieve comparable historical ancillary costs associated homes having a comparable feature to the outputted feature. The server is further configured to analyze the metadata associated with the prospective home, the outputted feature, and the comparable historical ancillary costs to determine ancillary home costs associated with the prospective home, and display the ancillary home costs and an overall monthly cost for the prospective home.

Publication date: 2022-01-06
Applicant: State Farm Mutual Automobile Insurance Company
Inventors: Andrew John Schirano

---